Housing costs are through the roof, food prices are increasing, and gas is still high. When you're trying to pinch pennies, you've got to analyze every purchase.

Where you live plays a big role in how deep(or shallow) your pockets are. There are plenty of Texas towns that make living affordable.

CAN YOU AFFORD WHERE YOU LIVE?

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Homesnacks explains, "The two most important things to think about when it comes to being able to afford if you can live comes down to:

  1. How much do money do I make?
  2. How much do I have to spend to live there?"

With that in mind, how comfortable do you feel where you're living? Check out these 10 towns that are the most affordable spots to live in Texas. 

  1. Muleshoe
  2. Elsa
  3. Kermit
  4. Pampa
  5. Crystal City
  6. Vidor
  7. Diboll
  8. Sinton
  9. Monahans
  10. Mercedes

ONLY FOR THE FILTHY RICH

If you're not in the business of saving money then check out this list of the most filthy rich places to live in Texas.

When average homes start at one million dollars you know you are in a filthy rich area. That's exactly where the Texans who live in the cities listed below call home.

STACKER'S TOP 10 LIST

Stacker broke down the top 10 wealthiest cities in Texas. The cities chosen were "ranked by the Zillow Home Values Index for all homes as of December 2022." Get ready for massive homes with luxurious amenities. 

Many of these towns have or currently house famous celebrities, athletes, and big business executives. Check out the insane list below:

 

10 of the Most Filthy-Rich Areas in Texas

#10. Southlake

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This suburban area of Dallas/Forth Worth is definitely for the elite. A typical home would cost around $1,174,015; that's more than a chunk of change for the average Joe.

#9. Volente

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It should come as no surprise, living in the Austin area is no easy task. You can expect to see an average home in the Volente area go for $1,220,661.

#8. Hill Country Village

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This tiny village is only home to less than 1,000 people. That doesn't stop it from being one of the wealthiest places in Texas. The normal home here goes for about $1,295,094.

#7. Lost Creek

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Another Austin area town in the mix. You're going to cough up around $1,560,738 for a normal home here. 

#6. Westlake

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Forbes once dubbed this small Texas town as the most affluent neighborhood in America. Plenty of wealthy people have called this place home including athletes, business executives, and celebrities. Homes in the area cost around $1,862,696.

#5. University Park

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This town started replacing its smaller homes with large expensive ones, now making it one of the wealthiest spots in Texas where typical home values are around $1,977,324.

#4. Westover Hills

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When homes are a million dollars you know it's elite, but when average homes start at 2 million, it's an entirely different level of prestige. Typical homes in Westover hills go for $2,348,103.

#3. Highland Park

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The typical home is valued around $2,377,730 in Highland Park.

#2. West Lake Hills

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Unless you're a tech wiz or you have a fiery passion for live music, this might not be the place to call home. Houses around here average out to around $2,393,075.

#1. Rollingwood

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And the #1 most filthy rich area in Texas, of course, has to be in the Austin area. Welcome to Rollingwood, Texas where the typical home value is $2,724,151.

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